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Edmond, Deer Creek and Oklahoma City Information:
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Financing Your Home >Watch Your ARMs Length Most buyers know that first-year interest on Adjustable Rate Mortgages (ARMs) is typically lower than the interest on available fixed-rate mortgages. This makes ARMs easier to qualify for, but also requires that borrowers have some understanding about how such loans work, because there are significant details associated with the low first-year rate.
First, check to see how long the low rates offered on the ARM are guaranteed. After that period of time, the rates can go up two points a year to a typical rate cap of six points over the life of the loan. Lenders will usually require borrowers to qualify for a mortgage loan that is several percentage points above the actual initial rate charged on the ARM. This is intended to keep borrowers from becoming overburdened by debt. Some lenders may charge special fees or caps which can increase the cost of the loan. If you think that an ARM may work for you, it is a good idea to shop around.
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What is the largest home in Hollywood?
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The largest home in Hollywood is currently "The Manor" at 36,500 square feet, built by T.V. producer Aaron Spelling for $37 million. |
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The Shepherd Team
Metro First Realty
177 W 15th Street
Edmond, OK 73013
Office: 405-348-9700
Fax: 405-285-4242
steveshepherd@NUMBER1EXPERT.com
When you need a Realtor to help you find the perfect home to buy or help you sell your home for the most money in the least amount of time, Go No Further. Our goal is to help you achieve your real estate goals as if you were family. Give us a call, we are here to serve you.   
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