Edmond, Deer Creek and Oklahoma City real estate and homes for sale in Oklahoma - The Steve Shepherd Team, REALTOR® REALTORŪ Logo
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All agents are NOT alike! Find out why The Shepherd Team of Metro First Realty are top real estate experts. Call us: 405-348-9700.

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Before signing a contract with any real estate agent, make sure you know EXACTLY how your home will be marketed.
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"REALTORS WHO CARE"
"THE SHEPHERD TEAM GETS THE JOB DONE"
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TripleCalc
Compare three mortgages at one time. Download TripleCalc now. It's free.

Real Estate - Homes - NUMBER1EXPERTS Sell More!
The Steve Shepherd Team is one of The Top Selling Real Estate Experts™
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School Reports
See the nation's top rated reports for Schools in Edmond, Deer Creek and Oklahoma City >


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As soon as I list another home for sale, I'll email you. You'll know first.
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Pay your mortgage off early without upsetting your budget
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Mortgage Calculators
Welcome > Resources > Mortgage Calculators > Buying Points ...

The Best Mortgage Calculators On the Web! 

Please try our Java loan and mortgage calculators. They take a minute to load, but they are worth it! 

Each calculator has dynamic graphs and charts that change - right before your eyes - as you enter different information. Try each calculator with different interest rates, loan amounts, and payment schedules. 

The mortgage repayment schedule and other reports are fully customizable - just for your home, your interest rate, your loan amount, your taxes, and more. 

Would you like a print out, for your records and future reference? Each calculator includes a View Report button. Click it, hit print, and you have a report, customized just for you... 

Will Buying Points Save You Money?

Should you buy points? Buying points when you close your mortgage can reduce its interest rate, which in turn reduces your monthly payment. But each "point" will cost you 1% of your mortgage balance. This calculator helps you determine if you should pay for points, or use the money to increase your down payment. Click on the "View Report" button to review your information.

This Financial Calculator requires a Browser with Java Support



Definitions

Term
Number of years for this mortgage. Most common terms are 15 years and 30 years.

Mortgage amount
Total balance for your mortgage.

Interest rate
Annual interest rate for this mortgage without purchasing any discount points.

Years in home
The number of years you expect to live in this home or the number of years before you refinance your mortgage.

Principal and interest
Monthly principal and interest (PI) for this mortgage.

Points rate
Annual interest rate for this mortgage with discount points.

Points
The number of discount points you need to receive the lower rate. Each point costs 1% of your mortgage amount.

The mortgage calculators are provided by KJE Computer Solutions, LLC and made available to NUMBER1EXPERT as self-help tools for your independent use and are not intended to provide investment advice. We can't guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.



School Reports in Edmond, Deer Creek and Oklahoma City, Oklahoma
"A model of how the Internet can facilitate the process of deciding where to send your children to school"
- America's Best School Profiles by
The Heritage Foundation

Oklahoma Public, Private and Charter Schools: Compare them using these top-rated, comprehensive reports.
  Schools in Edmond, Deer Creek and Oklahoma City 



Real Estate Tips
Selling Your Home >Selling Selling Sold

Although your real estate agent is responsible for marketing your property, it requires a joint effort to get your home sold.

How can you empower your agent? It is very important that you feel absolutely confident in your agent's ability to produce results--no matter what the market is like in your area! This may sound like stating the obvious, but it is important to let your real estate agent know you trust them to get the job done. Support that trust by putting a realistic price tag on the property and keeping it in prime showing condition. Work out showing agreements that will make it easy for agents to preview or show your home. Meet periodically to discuss any feedback from buyers who have seen your home to determine how you can improve its appeal.

Don't hesitate to share any ideas you may have about marketing your home. I will try anything that works, and have received some very good suggestions from clients.

See All Tips In The "Selling Your Home" Category >
See Complete Library Of Hundreds Of Tips In 30+ Categories >

Real Estate Trivia
Q 
What was the world's highest viewing platform before the opening of the Empire State Building in 1939?

A 
The Eiffel Tower, built between 1887-1889, was for 42 years the highest viewing platform in a man-made structure.
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The Steve Shepherd Team, REALTORŪ, real estate agent and broker for Edmond, Deer Creek and Oklahoma City, Oklahoma home listings, property and land for sale - NUMBER1EXPERT(tm)

The Shepherd Team
Metro First Realty

177 W 15th Street
Edmond, OK 73013
Office: 405-348-9700
Fax: 405-285-4242
steveshepherd@NUMBER1EXPERT.com

When you need a Realtor to help you find the perfect home to buy or help you sell your home for the most money in the least amount of time, Go No Further. Our goal is to help you achieve your real estate goals as if you were family. Give us a call, we are here to serve you.

Equal Housing MLS REALTOR


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