Total Body World - Work Out, Feel Good!
Shouldn't that be what it's all about? Feeling good? Having fun? Finding happiness? Loving Life? That's what we at Total Body World believe. It's part of our personal philosophy as well as our training philosophy. We strive to help you get in tune with your body and your emotions as you work out and find successes in reaching your fitness goals.
Financing Your Home >Assuming a Mortgage
You may be able to assume the seller's mortgage liability when buying a house instead of having to apply for a new loan.
Assuming a loan could minimize your down payment or closing costs and get you a more advantageous interest rate. To know whether an assumption will work, find out the loan balance. If the balance is a small fraction of the purchase price, you will have to come up with a large down payment or get a second loan for the difference, unless the seller is willing to provide some of the financing. If the loan balance is high, the loan may have been made when interest rates were higher than they are today.
Most newer loans that are assumable have adjustable rates. If you are considering an assumption because of credit problems, you will need the lender's approval to make the transaction work.
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What is the only land in the world that has not been walked on by human feet?
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A small 200 square-mile section of Antarctica is the only terrain on Earth that not one person has stepped foot on.
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 See More Real Estate Trivia > |
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The Shepherd Team
Metro First Realty
177 W 15th Street
Edmond, OK 73013
Office: 405-348-9700
Fax: 405-285-4242
steveshepherd@NUMBER1EXPERT.com
When you need a Realtor to help you find the perfect home to buy or help you sell your home for the most money in the least amount of time, Go No Further. Our goal is to help you achieve your real estate goals as if you were family. Give us a call, we are here to serve you.   
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